In this Sproutt Insurance review, you will learn how the company solves common problems in the life insurance purchase process and whether it is the right life insurance provider for you.
You can trust the integrity of our balanced and independent financial advice. However, we may receive compensation from the issuer of certain products mentioned in this article. The opinion is only of the author. Unless otherwise stated below, this content has not been provided, reviewed, approved or endorsed by any advertiser. life insurance? But I am young and healthy!
This is what I thought before buying life insurance. Although I am glad that I never made a claim, I am glad I did.
Life insurance is a powerful investment for young people, especially married couples and parents, for three reasons. First, when you are young and healthy, it is cheap. Second, it can help your family make up for lost income and funeral expenses. Finally, it helps protect your family from inheriting debts such as student loans, which, frankly, will not be due with you.
Today, I want to talk about Sproutt Insurance, which is the only store that finds the perfect life insurance plan for your budget.
You can also check out health Advantageous supplement drinks here
Let’s investigate Sproutt.
WHAT IS SPROUTT LIFE INSURANCE?(Sproutt life Insurance review)
Sproutt is an easy-to-use marketplace that helps you match your budget and goals with world-class insurance providers. It’s a bit like Kayak.com, but for life insurance, it provides some very cool features, specifically for young and healthy people
9 THING’S TO KNOW ABOUT SPROUTT(Sproutt life Insurance review)
Sproutt is a broker.Their goal is to ideally match you with the right life insurance company by using their “Quality of Life Index” assessment. When this assessment fails to match you with the right company, they will provide a licensed insurance consultant to help you.
You complete this health assessment (which takes approximately 5-10 minutes) before obtaining your initial quote.
This is different from many online comparison sites, which only ask very basic questions, such as your date of birth, gender, and smoking status to provide an initial ratio.
A high Quality of Life Index score (which correlates with good health) doesn’t automatically qualify you for a lower rate with the insurance company.
The QL index is a proprietary Sproutt algorithm, not used by the insurance companies that work with them. So while scoring high generally means finding a lower-priced insurance policy, this is not a guarantee.
The vast majority of policies sold on Sproutt are for term life insurance. In fact, this is the only type of insurance that is provided to you during the quote process. It is a more affordable life insurance and suitable for most people.
They sell policies that don’t require a medical exam, as well as policies that do.
In most cases, insurance policies that require health coverage are less expensive for healthy people. If you are willing to wait four to six weeks, my advice to healthy people is to buy an insurance policy with a medical exam.
Policies can be purchased online or through a human adviser.
Although they are aimed at healthy young adults, Sproutt can handle all demographics and data. However, complex scenarios often have to go through human consultants.
Sproutt’s life insurance recommendation engine, which suggests to you at first a quote from only one insurer, bases their decision on more variables than price.
Physical examination requirements, the ability to complete the process online, and the likelihood of obtaining approval based on your health history are other variables to consider. On the quotation page, we recommend clicking on “View More Options” to view all traders’ quotations. In our test, the insurance policy recommended by the recommendation engine is $29.03 expensive per month because there is no medical examination.
You’ll pay the same price using Sproutt as you would going directly to the insurance company.
Insurance companies never want to alienate their sales staff, so whether you go through a broker or go direct, they offer the same rates.
HOW SPROUTT Life INSURANCE TRIED TO FIX THE BROKEN LIFE INSURANCE PURCHASE PROCESS (Sproutt Life Insurance review)
Many consumers are paired with the wrong life insurance company.
Here’s a very common scenario:
- You go to a price comparison website, enter some basic information about yourself, and get a list of estimated costs from different companies.
- You scroll through the price list to see which company offers the lowest rate, and then follow the company application process.
- The application process usually takes four to six weeks, including filling out the form pages, a manual review of your medical history, and usually a physical examination.
- A few weeks later, you finally received a letter from the company. Unfortunately, because they found something in the app, the low interest rate they ridiculed increased by 20%.
- Therefore, even if this company once offered you the lowest rates, you can no longer be sure that this is the case.
YOUR CHOICE IS:(Sproutt life Insurance review)
- Just buy an insurance policy. After all, you have reached this point in the process.
- Restart the process with a new company, hoping they will accept the medical details you filled out for the first application.
According to my experience in life insurance sales, this is not a problem for healthy people with clean medical records. If you are young and have no worrying medical issues, then the price you get from the comparison site is usually the price you actually pay in the end.
However, for those who may have health problems, this can become a problem, which can be dangerous for life insurance companies.
Sometimes these health problems are secondary. I came across such a situation once. Applicants mentioned that they had won a cigar a year ago (after winning the softball championship). We have gone through the entire underwriting process, assuming the insurance company classifies the applicant as a non-smoker.
I believe you can see how this is going. A few weeks passed and we waited. When we finally heard from the company, the applicant was classified as a smoker, so the offer was (much higher) higher than we expected.
Therefore, as an agent, I had to go back to other companies I had worked with, looking for a company that would not let my customers pay too much for smoking cigars. I finally found one, but it added a few more weeks in the already long process.
WHO IS SPROUTT BEST FOR?(Sproutt life Insurance review)
Healthy people aged 30-45 Sproutt’s mission is to connect healthy youth with affordable life insurance. If you are not sure whether you are “healthy” to qualify for the best price for your partner, check to see if your QL index reaches at least 3 points.
Young married couple and new parents Generally speaking, life insurance is a good investment for young couples and new parents because it protects your new family from loss of income, funeral expenses and outstanding debt. Sproutt makes it particularly convenient and easy to understand for first-time policy purchasers
WHO IS SPROUTT NOT IDEAL FOR?(Sproutt life Insurance review)
People over 45 years old The Sproutt algorithm is designed to help young people buying policies for the first time. If you are 45 or older, buying directly from the supplier can save you time and money.
sick person A score of 1 or 2 on the Sproutt QL Index is an early warning sign that you may not get the premium rate for life insurance until you change your lifestyle to eliminate some risk factors.
HOW MUCH DOES A LIFE INSURANCE POLICY WITH SPROUTT COST?(Sproutt life Insurance review)
Monthly premiums can widely vary from $10 to $90 depending upon three factors: your preconditions/lifestyle, your term, and your coverage amount.
First, your preconditions and lifestyle can heavily impact your premium. Naturally, if you’re a chain-smoking adrenaline junkie with a heart condition, you’ll be placed in a higher risk profile than a sedate nerd like myself. Your criminal history, driving record, and medical conditions will all play a role in your premiums. Past a certain risk profile, Sproutt will politely encourage you to seek insurance elsewhere.
Second is your term. You’ve probably heard the phrase “term life insurance,” meaning you’ll pay a set premium rate for guaranteed benefits and coverage over a certain period of time. This is in contrast to whole life insurance, which never expires. Sproutt offers terms of 10 to 30 years in increments of five, with monthly premiums generally increasing with the term length.
Finally, there’s your coverage amount, which is the amount your beneficiaries can collect upon your death. Generally, coverages range from $50,000 to $3 million.
I, a healthy 29-year-old with no medical conditions or exciting hobbies, was quoted $18.55 per month for a 30-year term and $250,000 in coverage. At no point did Sproutt charge me a fee of any kind, so they’re assuming you’re charging their partners instead.
THE MAIN ADVANTAGE OF SPROUTT’S
Bestow (Sproutt life Insurance review)
Is its QL index, which can help you improve your quality of life, whether you buy an insurance policy or not. If you’re shopping for life insurance, the QL index can highlight risk factors that can affect your rates, saving you money. On the other hand, Bestow’s eligibility age requirement covers a wider range than Sproutt, making it easier to obtain.
Exceptionally easy to use: Sproutt’s website is exceptionally slick, effortless, and enjoyable to use.
Connects prime candidates with low rates: Sproutt’s platform and relationships with suppliers are dedicated to saving money for healthy youth.Sproutt’s platform and relationships with suppliers are dedicated to saving money for healthy youth.
QL Index can save you money: Whether you buy insurance or not, Sproutt\u2019s innovative QL index questionnaire will help you improve your quality of life.
Live agents available via phone: Sproutt has a team of agents standing by and stellar customer service rating.
Medical exam not required (sometimes) If you are healthy enough, the platform will help you qualify for a plan that does not require cumbersome and inconvenient medical examinations.
DISADVANTAGES OF SPROUTT LIFE INSURANCE(Sproutt life Insurance review)
Not for unhealthy people — Sproutt sends not-so-subtle warning signals everywhere, indicating that sick people won’t be able to get the best price through the platform.
Limited partners —Sproutt works with more than a dozen well-known life insurance companies, from Symetra to SBLI, but not all, so the most diligent may want to use multiple aggregators to find the best deal.
No terms under 5 years — Sproutt does not provide 2-year plans for certain competitors, which is useful for cheaply repairing the calendar gap between employer sponsored plans.
HOW IS SPROUTT MAKING LIFE INSURANCE EASIER?(Sproutt life Insurance review)
It is easy to obtain price lists from multiple insurance companies. But how do you know which will offer the lowest price at the end of the subscription process?
One person simply cannot crunch all the variables.
Even as someone with 10 years of experience selling life insurance, I only understand better which company is the best for a particular type of person. When you consider your personal medical history, there are too many variables involved.
Sproutt’s goal is to use software to solve this problem. They use the data you provide and third-party information to map your characteristics and match you with the right insurance policy of the right company.
So, say you’re a very casual smoker, have prediabetes, and have a family history of heart disease.
Sproutt’s goal is to match you with the right insurance company, the insurance company that gives you the best rates and coverage after the application process (you must disclose these details in it).
For those who may have encountered one or two problems in the past, your process may save you hours (and money).
WHAT DOES SPROUTT’S QUOTE PROCESS LOOK LIKE?(Sproutt life Insurance review)
Sproutt’s quotation process will change based on your answers to the quick initial questionnaire that I completed in less than five minutes.
Here’s what it looks like at the end of that process:
Bud cover option. If you click “View other options that may require a medical examination”, you will get an additional (usually cheaper) fee:
Sproutt Medical Exam Quotes
If necessary, you can customize your policy term and coverage amount. **
Sproutt Policy Customizations.
Once you click “Select,” you’ll see the details of the provider:
Budding policy recommendations. One thing that confuses me during this process is that when I enter the recommendation page and select “View more offers”, the second offer is actually a much cheaper policy (as shown in the screenshot below).
Sprout stock comparison. Obviously, this is very different from most rate search engines, which put the lowest price at the top. In my case, the reason is that the most expensive offer does not require a medical examination, while the cheapest offer does require a medical examination.
(My preference would be to get a medical examination and save money.)
In speaking with a Sproutt representative, I learned that they offer other types of insurance in addition to term insurance. However, they note that they recognize that term life insurance is the right option for most buyers. Additionally, Sproutt agents are only paid based on the insurance policies sold, not the amount of the premiums.
These two factors mean that, unlike traditional life insurance agents, they have no financial incentive to try to push you toward a more expensive type of insurance
Next up for me was taking an additional 10-question test, where I had to answer questions such as:
“Are you an adrenaline? Tell us what activities you plan to do. “(Diving and driving are options). You should also tell Sproutt your:
- Traffic violation
- Conviction of crime
- Basic health history
- And more Screening question in the making.
Here, after choosing a life insurance for non-medical exams, I can buy and implement my life insurance; This process takes about 20 minutes from start to finish.
If I do not qualify for the nonmedical exam policy, or if I want to undergo a medical exam (to try and get a lower fee), I will be assigned a consultant here who will be my contact person for the rest of the process.
CUSTOMER REVIEWS ON SPROUTT INSURANCE(Sproutt life Insurance review)
First of all I want to thank the Sproutt team Special thanks also to Susette, she made me feel that being a customer is valuable and important. Susette showed the full content of customer service, although she encountered some problems when submitting the form. Susette was very patient and made the whole process very simple. I definitely recommend my family and friends to do business with Sproutt.
Work with James. He’s polite, knowledgeable, and even a little bit funny. He worked with me to find the perfect coverage for me and my wife, reviewed multiple options with us, and helped us choose a policy that protects us and meets our budget requirements.
I would definitely recommend it to my friends and family, it is a pleasant experience of buying life insurance.
experience was great filled out application and approved all in one day. great and no stress
I will definitely recommend it to my friends and family, it is a great experience to buy life insurance.
Excellent customer service, excellent communication, quick response, very friendly and professional. Throughout the entire process, Terri kept me informed. highly recommended
I am pleased to say that I am happy to be working with Susette Lewis on my insurance application. She provided me with the expected high quality service, which is very rare to experience from a customer service rep. Susette is a hard worker and responds quickly to my case, I think she is a valuable asset to this company. I highly recommend Susette for future recommendations.
Very easy to use. The application is very easy to use. The only thing I want to improve is the option to add additional passengers to my insurance policy. Ben.
My experience with Sprout is great. I am very busy and don’t have much time to sit down and chat (this happens only occasionally), but Michael from Sprout is very flexible with me and works with me, starting from the first step of the process on my schedule. He contacted me via phone and email (in the most convenient way) and guided me through the process.
Due to the flexibility and willingness to work with me, and my question of giving me enough time to make decisions, this process is not at all difficult. Excellent customer service, I highly recommend them to those who have not been looking for insurance all day long, but want someone who understands and is willing to work with you at their own pace without any. Erica
FINAL THOUGHT ON SPROUTT INSURANCE(Sproutt life Insurance review)
Sproutt’s unique method of assessing your situation before sending you a quote has the potential to help many people save time and money, especially those who do not have an ultra-clean medical record.
This is worth noting because many other options on the market are designed to provide the best prices for the healthiest people they can find.
Even if you are the kind of person with a clean medical record, the range of insurance companies that Sproutt works with can be comparable to the largest comparison sites.
To summaries it all
A 30 year life insurance contract is a good investment even for healthy young people, and Sproutt is an ideal market to research and buy it. The platform outstanding design, powerful educational tools, low rates and growing list of partners make it an ideal place for every healthy new couple or parent to purchase life insurance.
In this Sproutt Insurance review, you will learn how the company solves common problems in the life insurance purchase process and whether it is the right life insurance provider for you.
You can trust the integrity of our balanced and independent financial advice. However, we may receive compensation from the issuer of certain products mentioned in this article. The opinion is only of the author. Unless otherwise stated below, this content has not been provided, reviewed, approved or endorsed by any advertiser. life insurance? But I am young and healthy!
This is what I thought before buying life insurance. Although I am glad that I never made a claim, I am glad I did.
Life insurance is a powerful investment for young people, especially married couples and parents, for three reasons. First, when you are young and healthy, it is cheap. Second, it can help your family make up for lost income and funeral expenses. Finally, it helps protect your family from inheriting debts such as student loans, which, frankly, will not be due with you.
Today, I want to talk about Sproutt Insurance, which is the only store that finds the perfect life insurance plan for your budget.
You can also check out health Advantageous supplement drinks here
Let’s investigate Sproutt.
WHAT IS SPROUTT LIFE INSURANCE?(Sproutt life Insurance review)
Sproutt is an easy-to-use marketplace that helps you match your budget and goals with world-class insurance providers. It’s a bit like Kayak.com, but for life insurance, it provides some very cool features, specifically for young and healthy people
9 THING’S TO KNOW ABOUT SPROUTT(Sproutt life Insurance review)
Sproutt is a broker.Their goal is to ideally match you with the right life insurance company by using their “Quality of Life Index” assessment. When this assessment fails to match you with the right company, they will provide a licensed insurance consultant to help you.
You complete this health assessment (which takes approximately 5-10 minutes) before obtaining your initial quote.
This is different from many online comparison sites, which only ask very basic questions, such as your date of birth, gender, and smoking status to provide an initial ratio.
A high Quality of Life Index score (which correlates with good health) doesn’t automatically qualify you for a lower rate with the insurance company.
The QL index is a proprietary Sproutt algorithm, not used by the insurance companies that work with them. So while scoring high generally means finding a lower-priced insurance policy, this is not a guarantee.
The vast majority of policies sold on Sproutt are for term life insurance. In fact, this is the only type of insurance that is provided to you during the quote process. It is a more affordable life insurance and suitable for most people.
They sell policies that don’t require a medical exam, as well as policies that do.
In most cases, insurance policies that require health coverage are less expensive for healthy people. If you are willing to wait four to six weeks, my advice to healthy people is to buy an insurance policy with a medical exam.
Policies can be purchased online or through a human adviser.
Although they are aimed at healthy young adults, Sproutt can handle all demographics and data. However, complex scenarios often have to go through human consultants.
Sproutt’s life insurance recommendation engine, which suggests to you at first a quote from only one insurer, bases their decision on more variables than price.
Physical examination requirements, the ability to complete the process online, and the likelihood of obtaining approval based on your health history are other variables to consider. On the quotation page, we recommend clicking on “View More Options” to view all traders’ quotations. In our test, the insurance policy recommended by the recommendation engine is $29.03 expensive per month because there is no medical examination.
You’ll pay the same price using Sproutt as you would going directly to the insurance company.
Insurance companies never want to alienate their sales staff, so whether you go through a broker or go direct, they offer the same rates.
HOW SPROUTT Life INSURANCE TRIED TO FIX THE BROKEN LIFE INSURANCE PURCHASE PROCESS (Sproutt Life Insurance review)
Many consumers are paired with the wrong life insurance company.
Here’s a very common scenario:
- You go to a price comparison website, enter some basic information about yourself, and get a list of estimated costs from different companies.
- You scroll through the price list to see which company offers the lowest rate, and then follow the company application process.
- The application process usually takes four to six weeks, including filling out the form pages, a manual review of your medical history, and usually a physical examination.
- A few weeks later, you finally received a letter from the company. Unfortunately, because they found something in the app, the low interest rate they ridiculed increased by 20%.
- Therefore, even if this company once offered you the lowest rates, you can no longer be sure that this is the case.
YOUR CHOICE IS:(Sproutt life Insurance review)
- Just buy an insurance policy. After all, you have reached this point in the process.
- Restart the process with a new company, hoping they will accept the medical details you filled out for the first application.
According to my experience in life insurance sales, this is not a problem for healthy people with clean medical records. If you are young and have no worrying medical issues, then the price you get from the comparison site is usually the price you actually pay in the end.
However, for those who may have health problems, this can become a problem, which can be dangerous for life insurance companies.
Sometimes these health problems are secondary. I came across such a situation once. Applicants mentioned that they had won a cigar a year ago (after winning the softball championship). We have gone through the entire underwriting process, assuming the insurance company classifies the applicant as a non-smoker.
I believe you can see how this is going. A few weeks passed and we waited. When we finally heard from the company, the applicant was classified as a smoker, so the offer was (much higher) higher than we expected.
Therefore, as an agent, I had to go back to other companies I had worked with, looking for a company that would not let my customers pay too much for smoking cigars. I finally found one, but it added a few more weeks in the already long process.
WHO IS SPROUTT BEST FOR?(Sproutt life Insurance review)
Healthy people aged 30-45 Sproutt’s mission is to connect healthy youth with affordable life insurance. If you are not sure whether you are “healthy” to qualify for the best price for your partner, check to see if your QL index reaches at least 3 points.
Young married couple and new parents Generally speaking, life insurance is a good investment for young couples and new parents because it protects your new family from loss of income, funeral expenses and outstanding debt. Sproutt makes it particularly convenient and easy to understand for first-time policy purchasers
WHO IS SPROUTT NOT IDEAL FOR?(Sproutt life Insurance review)
People over 45 years old The Sproutt algorithm is designed to help young people buying policies for the first time. If you are 45 or older, buying directly from the supplier can save you time and money.
sick person A score of 1 or 2 on the Sproutt QL Index is an early warning sign that you may not get the premium rate for life insurance until you change your lifestyle to eliminate some risk factors.
HOW MUCH DOES A LIFE INSURANCE POLICY WITH SPROUTT COST?(Sproutt life Insurance review)
Monthly premiums can widely vary from $10 to $90 depending upon three factors: your preconditions/lifestyle, your term, and your coverage amount.
First, your preconditions and lifestyle can heavily impact your premium. Naturally, if you’re a chain-smoking adrenaline junkie with a heart condition, you’ll be placed in a higher risk profile than a sedate nerd like myself. Your criminal history, driving record, and medical conditions will all play a role in your premiums. Past a certain risk profile, Sproutt will politely encourage you to seek insurance elsewhere.
Second is your term. You’ve probably heard the phrase “term life insurance,” meaning you’ll pay a set premium rate for guaranteed benefits and coverage over a certain period of time. This is in contrast to whole life insurance, which never expires. Sproutt offers terms of 10 to 30 years in increments of five, with monthly premiums generally increasing with the term length.
Finally, there’s your coverage amount, which is the amount your beneficiaries can collect upon your death. Generally, coverages range from $50,000 to $3 million.
I, a healthy 29-year-old with no medical conditions or exciting hobbies, was quoted $18.55 per month for a 30-year term and $250,000 in coverage. At no point did Sproutt charge me a fee of any kind, so they’re assuming you’re charging their partners instead.
THE MAIN ADVANTAGE OF SPROUTT’S
Bestow (Sproutt life Insurance review)
Is its QL index, which can help you improve your quality of life, whether you buy an insurance policy or not. If you’re shopping for life insurance, the QL index can highlight risk factors that can affect your rates, saving you money. On the other hand, Bestow’s eligibility age requirement covers a wider range than Sproutt, making it easier to obtain.
Exceptionally easy to use: Sproutt’s website is exceptionally slick, effortless, and enjoyable to use.
Connects prime candidates with low rates: Sproutt’s platform and relationships with suppliers are dedicated to saving money for healthy youth.Sproutt’s platform and relationships with suppliers are dedicated to saving money for healthy youth.
QL Index can save you money: Whether you buy insurance or not, Sproutt\u2019s innovative QL index questionnaire will help you improve your quality of life.
Live agents available via phone: Sproutt has a team of agents standing by and stellar customer service rating.
Medical exam not required (sometimes) If you are healthy enough, the platform will help you qualify for a plan that does not require cumbersome and inconvenient medical examinations.
DISADVANTAGES OF SPROUTT LIFE INSURANCE(Sproutt life Insurance review)
Not for unhealthy people — Sproutt sends not-so-subtle warning signals everywhere, indicating that sick people won’t be able to get the best price through the platform.
Limited partners —Sproutt works with more than a dozen well-known life insurance companies, from Symetra to SBLI, but not all, so the most diligent may want to use multiple aggregators to find the best deal.
No terms under 5 years — Sproutt does not provide 2-year plans for certain competitors, which is useful for cheaply repairing the calendar gap between employer sponsored plans.
HOW IS SPROUTT MAKING LIFE INSURANCE EASIER?(Sproutt life Insurance review)
It is easy to obtain price lists from multiple insurance companies. But how do you know which will offer the lowest price at the end of the subscription process?
One person simply cannot crunch all the variables.
Even as someone with 10 years of experience selling life insurance, I only understand better which company is the best for a particular type of person. When you consider your personal medical history, there are too many variables involved.
Sproutt’s goal is to use software to solve this problem. They use the data you provide and third-party information to map your characteristics and match you with the right insurance policy of the right company.
So, say you’re a very casual smoker, have prediabetes, and have a family history of heart disease.
Sproutt’s goal is to match you with the right insurance company, the insurance company that gives you the best rates and coverage after the application process (you must disclose these details in it).
For those who may have encountered one or two problems in the past, your process may save you hours (and money).
WHAT DOES SPROUTT’S QUOTE PROCESS LOOK LIKE?(Sproutt life Insurance review)
Sproutt’s quotation process will change based on your answers to the quick initial questionnaire that I completed in less than five minutes.
Here’s what it looks like at the end of that process:
Bud cover option. If you click “View other options that may require a medical examination”, you will get an additional (usually cheaper) fee:
Sproutt Medical Exam Quotes
If necessary, you can customize your policy term and coverage amount. **
Sproutt Policy Customizations.
Once you click “Select,” you’ll see the details of the provider:
Budding policy recommendations. One thing that confuses me during this process is that when I enter the recommendation page and select “View more offers”, the second offer is actually a much cheaper policy (as shown in the screenshot below).
Sprout stock comparison. Obviously, this is very different from most rate search engines, which put the lowest price at the top. In my case, the reason is that the most expensive offer does not require a medical examination, while the cheapest offer does require a medical examination.
(My preference would be to get a medical examination and save money.)
In speaking with a Sproutt representative, I learned that they offer other types of insurance in addition to term insurance. However, they note that they recognize that term life insurance is the right option for most buyers. Additionally, Sproutt agents are only paid based on the insurance policies sold, not the amount of the premiums.
These two factors mean that, unlike traditional life insurance agents, they have no financial incentive to try to push you toward a more expensive type of insurance
Next up for me was taking an additional 10-question test, where I had to answer questions such as:
“Are you an adrenaline? Tell us what activities you plan to do. “(Diving and driving are options). You should also tell Sproutt your:
- Traffic violation
- Conviction of crime
- Basic health history
- And more Screening question in the making.
Here, after choosing a life insurance for non-medical exams, I can buy and implement my life insurance; This process takes about 20 minutes from start to finish.
If I do not qualify for the nonmedical exam policy, or if I want to undergo a medical exam (to try and get a lower fee), I will be assigned a consultant here who will be my contact person for the rest of the process.
CUSTOMER REVIEWS ON SPROUTT INSURANCE(Sproutt life Insurance review)
First of all I want to thank the Sproutt team Special thanks also to Susette, she made me feel that being a customer is valuable and important. Susette showed the full content of customer service, although she encountered some problems when submitting the form. Susette was very patient and made the whole process very simple. I definitely recommend my family and friends to do business with Sproutt.
Work with James. He’s polite, knowledgeable, and even a little bit funny. He worked with me to find the perfect coverage for me and my wife, reviewed multiple options with us, and helped us choose a policy that protects us and meets our budget requirements.
I would definitely recommend it to my friends and family, it is a pleasant experience of buying life insurance.
experience was great filled out application and approved all in one day. great and no stress
I will definitely recommend it to my friends and family, it is a great experience to buy life insurance.
Excellent customer service, excellent communication, quick response, very friendly and professional. Throughout the entire process, Terri kept me informed. highly recommended
I am pleased to say that I am happy to be working with Susette Lewis on my insurance application. She provided me with the expected high quality service, which is very rare to experience from a customer service rep. Susette is a hard worker and responds quickly to my case, I think she is a valuable asset to this company. I highly recommend Susette for future recommendations.
Very easy to use. The application is very easy to use. The only thing I want to improve is the option to add additional passengers to my insurance policy. Ben.
My experience with Sprout is great. I am very busy and don’t have much time to sit down and chat (this happens only occasionally), but Michael from Sprout is very flexible with me and works with me, starting from the first step of the process on my schedule. He contacted me via phone and email (in the most convenient way) and guided me through the process.
Due to the flexibility and willingness to work with me, and my question of giving me enough time to make decisions, this process is not at all difficult. Excellent customer service, I highly recommend them to those who have not been looking for insurance all day long, but want someone who understands and is willing to work with you at their own pace without any. Erica
FINAL THOUGHT ON SPROUTT INSURANCE(Sproutt life Insurance review)
Sproutt’s unique method of assessing your situation before sending you a quote has the potential to help many people save time and money, especially those who do not have an ultra-clean medical record.
This is worth noting because many other options on the market are designed to provide the best prices for the healthiest people they can find.
Even if you are the kind of person with a clean medical record, the range of insurance companies that Sproutt works with can be comparable to the largest comparison sites.
To summaries it all
A 30 year life insurance contract is a good investment even for healthy young people, and Sproutt is an ideal market to research and buy it. The platform outstanding design, powerful educational tools, low rates and growing list of partners make it an ideal place for every healthy new couple or parent to purchase life insurance.
